New Mexico retainage

Retainage in New Mexico — Sources checked

Who and what this applies to

Prompt Payment Act covered construction, excluding NMDOT and residential property with four or fewer dwellings.

Thresholds and scope

Retention of amounts owed for performed work is prohibited.

The rules

  • When paying, owners, contractors and subcontractors cannot retain or hold back amounts owed for work performed. Source
  • The Act excludes NMDOT from its owner definition and excludes contracts for residential property containing four or fewer dwelling units. Source

Primary sources

Sources reviewed 2026-09-30. This guide covers the projects and rules stated above.

Not legal advice. This is general legal information. Laws and project facts differ; confirm the applicable requirements for your project.

Back to New Mexico contractor law · Retainage topic guide.

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